Bank Balance Sheet

Definition ∞ A bank balance sheet is a financial statement presenting a bank’s assets, liabilities, and equity at a specific point in time. Assets include loans, securities, and reserves, while liabilities comprise deposits and borrowings. Equity represents the owners’ residual claim on assets after liabilities are settled. This statement offers a view of the bank’s financial health and operational structure.
Context ∞ In crypto news, discussions often involve how traditional financial institutions integrate digital assets or blockchain technologies, impacting their balance sheets. Regulatory frameworks concerning stablecoin reserves or tokenized assets held by banks directly affect these financial reports. Changes in a bank’s digital asset holdings or related liabilities can signal shifts in institutional adoption or regulatory posture.