Decentralized Finance Total Value Locked Hits Record $237 Billion Amidst User Contraction
The record $237B TVL signals successful institutional capital integration, yet the 22.4% user drop reveals a critical product-market fit failure at the retail layer.
EBA Rejects Commission Amendments on MiCA Stablecoin Reserve Liquidity Standards
Stablecoin issuers must prioritize the EBA's strict prudential standards for reserve composition; regulatory arbitrage risk remains elevated.
BNY Mellon Explores Tokenized Deposits to Modernize $2.5 Trillion Payment Network
Tokenized deposits on DLT will bypass legacy payment systems, enabling 24/7 real-time cross-border settlement for corporate clients.
BNY Mellon Explores Tokenized Deposits for $2.5 Trillion Daily Payments
Leveraging tokenized deposits provides continuous, 24/7 settlement velocity, strategically enhancing global treasury liquidity management and mitigating cross-border friction.
RAAC Integrates $200m Tokenized Gold, Launches pmUSD Stablecoin
RAAC's integration of $200M in tokenized gold and the pmUSD stablecoin launch redefines RWA capital efficiency in DeFi.
Bitcoin Surges past $123,000 on Strong ETF Inflows
Bitcoin's price climbed significantly, driven by a surge in institutional investment through spot Bitcoin ETFs, signaling renewed market confidence.
SEC Staff Permits State Trust Companies as Qualified Crypto Custodians
Institutional investors gain critical operational clarity as the SEC affirms State Trust Companies satisfy Qualified Custodian requirements for digital assets.
Visa Pilots Stablecoin Prefunding for Global Cross-Border Payments
This initiative leverages stablecoins to transform cross-border liquidity management, enabling financial institutions to optimize capital efficiency and accelerate global payouts.
Crypto Market Surges on Shutdown, ETF Inflows, and Short Squeeze
The crypto market saw a significant rally as investors sought safe havens during the U.S. government shutdown, fueled by strong ETF inflows and a short squeeze.
