Definition ∞ Federal Savings Associations are financial institutions in the United States chartered and regulated by the Office of the Comptroller of the Currency. They primarily focus on mortgage lending and savings accounts, operating under federal law. These entities serve specific community financial needs.
Context ∞ Federal Savings Associations are currently exploring opportunities to integrate digital asset services. This exploration is subject to stringent regulatory guidance from the OCC, requiring them to navigate the complexities of traditional banking compliance alongside novel crypto offerings. This presents both challenges and potential growth areas.
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