Financial Products

Definition ∞ Financial products are instruments or services offered by financial institutions to manage money, investments, or credit. These include various offerings like loans, insurance policies, stocks, bonds, and derivatives. In the digital asset space, this extends to tokenized assets, decentralized lending protocols, and crypto derivatives. They serve diverse economic needs for individuals and organizations.
Context ∞ The regulation of digital asset financial products is a major ongoing discussion globally, influencing market structure and investor access. A significant debate addresses how existing securities laws apply to novel blockchain-based instruments. Future developments will involve the creation of new regulatory frameworks specifically tailored for these digital offerings.