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Gen Z Payments

Definition

Gen Z payments refer to the preferred digital transaction methods used by individuals born between the mid-1990s and early 2010s. This demographic often favors instant, mobile-first, and peer-to-peer payment solutions, including digital wallets, cryptocurrency, and social media payment integrations. They exhibit a higher propensity for adopting novel financial technologies and valuing convenience and speed in transactions. Their payment behaviors are shaped by digital nativism and a preference for seamless user experiences.