Skip to main content

Interest-Bearing Assets

Definition

Interest-bearing assets are financial instruments that generate periodic income for their holders in the form of interest payments. In the digital asset realm, these can include stablecoins deposited into lending protocols or staked cryptocurrencies participating in proof-of-stake networks. They allow investors to earn a return on their digital holdings, similar to traditional bonds or savings accounts. Such assets are a core component of decentralized finance yield strategies.