Definition ∞ Mobile Payments are financial transactions conducted using a mobile device, typically a smartphone. These payments can occur through various methods, including near-field communication, QR codes, or in-app purchases. They offer a convenient and often secure alternative to traditional cash or card transactions. In the digital asset sphere, mobile payments extend to direct cryptocurrency transfers or using crypto-linked debit cards via mobile applications.
Context ∞ Mobile payments are a rapidly growing segment of the global financial landscape, continually reshaping consumer spending habits. News frequently highlights new payment platforms, security enhancements, and partnerships integrating digital currencies into mobile payment ecosystems. The discussion centers on increasing adoption, ensuring regulatory compliance, and addressing interoperability challenges across different payment systems.
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