Definition ∞ Payment card rewards are incentives offered by credit card companies or financial institutions to cardholders for using their cards for purchases. These rewards can take various forms, such as cashback, points redeemable for travel or merchandise, or discounts on future transactions. They serve as a mechanism to encourage card usage and build customer loyalty. The value proposition of these programs varies based on spending habits and card features.
Context ∞ The integration of cryptocurrency into mainstream financial products has extended to payment card rewards. News often highlights new debit or credit cards that offer cashback in various cryptocurrencies, allowing users to earn digital assets directly from their everyday spending. This trend aims to bridge traditional finance with the digital asset economy, providing a novel way for consumers to acquire and accumulate crypto without direct investment.
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