Real-Time Settlement

Definition ∞ Real-time settlement refers to the immediate finalization of a transaction upon its initiation. In financial contexts, this means assets are transferred and irrevocably recorded without delay. It contrasts with traditional systems that may involve delays of hours or days.
Context ∞ Discussions about real-time settlement in crypto frequently involve the capabilities of specific blockchain networks or layer-2 solutions to process transactions instantaneously. The efficiency and security of these settlement mechanisms are critical for widespread adoption in financial applications.

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→Regulatory Innovation

→Digital Public Infrastructure

→DLT Adoption

RBI Pilots Wholesale CBDC for Tokenized Financial Asset Settlement

The Reserve Bank of India is establishing a Unified Markets Interface utilizing wholesale CBDC to achieve T+0 settlement and reduce counterparty risk in tokenized financial assets.

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→Settlement Finality

→Payment Rail

→Financial

HSBC and Ant International Launch Cross-Border Tokenized Deposit Service

The DLT-powered service provides corporate treasurers with real-time, 24/7 liquidity and T+0 settlement for cross-border fund transfers, optimizing global cash concentration.

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→Digital Assets

→Global Payouts

→Business Payments

Visa Pilots Stablecoins to Modernize Cross-Border Business Payment Prefunding

Integrating stablecoin prefunding into Visa Direct directly optimizes global treasury operations by converting static, parked capital into dynamic, real-time liquidity for cross-border payouts.

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→Integration

→Prime Brokerage Access

→Liquidity

Ripple Acquires GTreasury to Integrate Stablecoins into Corporate Treasury Systems

Integrating native stablecoin settlement into existing treasury platforms reduces cross-border payment latency and unlocks trapped working capital.

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→Composable Finance

→Decentralized Derivatives

→High Throughput

Chainlink and MegaETH Launch Real-Time Oracle Unlocking High-Frequency DeFi

The native integration of Chainlink Data Streams into the MegaETH execution layer establishes a new primitive for sub-millisecond data, structurally enabling centralized exchange-grade responsiveness for decentralized derivatives.

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→Financial Services

→Risk Mitigation

→Transaction Volume

Broadridge DLT Platform Scales Repo Transactions for Institutional Finance

The DLT-powered repo platform now processes high-volume transactions, optimizing capital utilization and reducing systemic counterparty risk for global financial institutions.

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→Real-Time Settlement

→Money Market Funds

→Asset Tokenization

Franklin Templeton Tokenizes Money Market Fund on Polygon Network

Integrating the fund onto a Layer-2 network enhances digital compatibility, reducing friction and boosting capital efficiency for institutional users.

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→Programmable Money

→Corporate Treasury

→Token Services

Citi Expands Tokenized Deposit Service for Institutional Cash and Trade Settlement

The production-scale rollout of tokenized deposits enables 24/7 programmable liquidity management, directly optimizing corporate treasury capital efficiency and cross-border settlement latency.

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→Cross-Border Payments

→Enterprise Integration

→Institutional Finance

Citi Expands Token Services for Corporate Treasury and Real-Time Liquidity

Integrating tokenized deposits on a private ledger enables immediate cash concentration and automated, 24/7 cross-border settlement, enhancing capital efficiency for global clients.

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→Global Infrastructure

→Enterprise Integration

→Cross-Border Payments

Swift and Global Banks Build Shared Ledger for 24/7 Cross-Border Payments

The new DLT-based shared ledger transforms Swift from a messaging utility into a real-time settlement platform, drastically reducing cross-border payment friction and counterparty risk for its consortium of over 30 institutions.