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Systemic Bank Infrastructure

Definition

Systemic bank infrastructure refers to the core technological and operational systems that underpin major banking institutions. This infrastructure includes critical payment networks, settlement systems, data management platforms, and cybersecurity defenses that ensure the stability and functionality of the broader financial system. For Globally Systemically Important Banks, the robustness and resilience of these systems are paramount to prevent financial contagion and maintain economic stability. It represents the foundational technology enabling essential banking services.