US Crypto Policy

Definition ∞ US crypto policy refers to the collection of laws, regulations, and guidelines established by governmental agencies within the United States that pertain to digital assets. These policies address aspects such as taxation, securities classification, consumer protection, and anti-money laundering measures. They significantly influence the development and operation of the cryptocurrency industry domestically.
Context ∞ US crypto policy is currently a subject of considerable debate and evolving clarification, with various agencies like the Securities and Exchange Commission (SEC) and the Commodity Futures Trading Commission (CFTC) asserting jurisdiction over different facets of the digital asset market. Key discussions revolve around the classification of cryptocurrencies as securities or commodities, the regulatory treatment of stablecoins, and the potential for comprehensive legislative action. The outcome of these policy developments is closely watched for its impact on market participants and innovation within the United States.

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→Regulatory Relief

→US Crypto Policy

→Digital Asset Innovation

SEC Plans 2026 Crypto Innovation Exemption for Regulatory Clarity

The SEC's upcoming innovation exemption for crypto firms signals a pivotal shift towards clearer rules, fostering a more predictable environment for digital asset development.

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→Safe Harbor Provisions

→Howey Test Application

→Investment Contract Analysis

SEC Chairman Outlines Formal Token Taxonomy and Regulation Crypto Framework

The SEC's shift to a formal token taxonomy and Regulation Crypto framework mandates immediate re-evaluation of all product structuring and disclosure protocols.

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→Market Structure

→Regulatory Risk

→Market Uncertainty

Senate Democrats Propose Restrictive DeFi List, Sparking Industry Alarm

A new Senate proposal targeting DeFi protocols could fundamentally reshape the crypto landscape, raising significant concerns for innovation.

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→Legislative Progress

→Regulatory Clarity

→Crypto Regulation

US Regulators Resolve Crypto Oversight Dispute

The CFTC and SEC have settled their long-standing disagreement on crypto oversight, aiming for clearer market rules.

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→Digital Asset Market

→SEC

→Commodity Futures

SEC and CFTC Schedule Joint Meeting on Crypto Regulatory Framework

Regulators plan a September 29 meeting to harmonize crypto oversight, addressing perpetual futures and DeFi to enhance market integrity.

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→Regulatory Clarity

→Digital Asset

→Strategic Guidance

SEC Alters Enforcement Stance, Reclassifies Digital Assets

The SEC's shift to a notice-first enforcement policy and reclassification of digital assets fundamentally reshapes compliance frameworks.

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→Innovation Support

→US Crypto Policy

→Stablecoin Regulation

SEC Shifts Crypto Enforcement to Notice-First, Reclassifies Digital Assets

The SEC's pivot from enforcement-first to a notice-driven approach fundamentally alters compliance obligations and asset classification for digital asset firms.