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US Financial System

Definition

The US financial system is the network of institutions, markets, and regulations that manage money and credit in the United States. This comprises a vast and complex structure of banks, investment firms, stock exchanges, regulatory agencies, and payment systems that facilitate capital allocation, investment, and economic activity within the United States. It is characterized by a sophisticated regulatory framework designed to ensure stability, protect investors, and maintain market integrity. The integration of digital assets into this system presents both opportunities for innovation and challenges for existing regulatory paradigms.