Wholesale Banking

Definition ∞ Wholesale Banking involves financial services provided by banks to large institutional clients, such as corporations, governments, and other financial institutions. These services typically include large-scale lending, treasury management, foreign exchange, and capital markets activities. It differs from retail banking, which serves individual consumers and small businesses. Wholesale banking facilitates significant financial transactions and corporate operations.
Context ∞ The intersection of wholesale banking and digital assets is a growing area of focus, with news often reporting on institutional interest in blockchain-based payment systems and tokenized securities. Banks are exploring how distributed ledger technology can enhance efficiency in interbank transfers, syndicated loans, and other wholesale financial operations. The potential for digital assets to modernize wholesale banking infrastructure represents a significant area of innovation and investment for traditional financial players.